Consumer |
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Bankruptcy
Questions and answers about filing bankruptcy, including chapter 7 (straight consumer bankruptcy) and chapter 13 (debt adjustment).
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Buying a Used Car
Some things to keep in mind when buying a used car and what your remedies might be if you have problems, including possible warranties.
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Contracts
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Payday Lending
Avoiding the pitfalls and hardships of burdensome payday loans. Laws that lenders must follow.
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Public Utilities
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Surviving Debt
Tips on how to manage your debt and set priorities among payments to creditors.
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Telecommunications
Regulation of telephone services, including wireless, and optional plans for low-income persons.
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Virginia Motor Vehicle Lemon Laws brochure
Having trouble with a new car? Learn about Virginia's Lemon Laws.
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Criminal |
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Expungement
Explains when and how you may be able to protect against public access to your record of criminal charges that you weren't convicted of or didn't plead guilty to.
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Debtors Rights |
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Fair Debt Collection Practices Act
Limits on what a debt collector can do to collect money from you, and your rights as the debtor. Does not apply to the original creditor, but to collection agencies and other people engaged in debt collection.
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Getting Sued
The procedure someone must follow when suing you, how you should/may respond to the lawsuit, and what happens if you don't respond. What happens after you have a judgment against you and how you can respond to attempts to enforce the judgment?
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Have You Been Sued?
General District Court procedures.
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Information on Debt Collectors
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Information on Garnishments
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Information on GDC - going to court - lose
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Information on General District Court
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Information on how debts are collected
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Information on Levies on Property
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PAYDAY Lending
Questions and Answers about Payday Lending and why it is a bad idea.
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Repos and Deficiency Judgements
Questions and Answers about Repossessions and deficiency judgements
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Taking a Civil Case to General District Court -- Filing and Serving Your Lawsuit
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Taking a Civil Case to General District Court -- Planning and Proving Your Lawsuit
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Education |
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Education Rights for Virginia Children
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Special Education Rights
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Student Loans
Focus is on repayment, collection, forgiveness, discharge of government-backed student loans.
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Elder Law |
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Adult Long-Term Care Services
In-home assistance, assisted living, nursing home, and other resources available for those who need help to meet their basic daily living needs.
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Advance Medical Directives
Living Wills; Health Care Declarations; Medical Power of Attorney
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Elder and Incapacitated Adult Abuse
Signs and circumstances of abuse of elderly and vulnerable adults, and how to report and prevent it.
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Guardianships and Conservatorships
Information on what this is and how to get one. What the guardian and conservator's duties are and whether there are alternatives.
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Power of Attorney Brochure
Why would you want a POA? Do I lose Rights if I have a POA? How do I make a POA? Who should I appoint as my agent? And more...
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Tax Relief for Elderly and Disabled
Explains how you may be eligible for reduction or deferral of real estate and income taxes.
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Wills brochure
Questions and Answers about Wills in Virginia
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Employment |
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Unemployment Compensation
A short explanation of uemployment insurance benefits.
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Unemployment Compensation
A longer, more comprehensive, explanation of your rights and responsibilities.
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Wrongful Discharge and Wrongful Treatment at Work
Basics of law on when you can be fired, and what to do about job discrimination.
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Family and Domestic Violence |
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Adoption
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Child Abuse and Neglect; Foster Care; Termination of Parental Rights
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Child Support
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Custody and Visitation
Includes tips on how to petition the court for orders, modifications, and enforcement.
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Divorce and Separation
Covers simple divorces, without spousal support, property, debts, etc. Also includes short explanation of annulment of marriage.
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Divorce, Spousal Support, Division of Marital Property and Debts
For more complex divorces. Includes explanation of separation and annulment of marriage.
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Domestic Violence
A shorter explanation in tri-fold form.
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Domestic Violence and Protective Orders
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Emancipation of Children
Explains how minors between 16 and 18 may become legally emancipated, and the consequences of being emancipated.
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Families in Crisis Booklet
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Guardianship and Conservatorship
Legal arrangements for caring for incapacitated adults.
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How To Respond to a Complaint for Divorce
Very general information. Having an attorney is recommended.
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Name Change -- Adult
How to legally change the name of an adult, including sample court forms.
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Name Change -- Child
How to change the name of a child, including sample court forms.
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Paternity
How paternity of a child is legally established, and how it relates to child support, custody, and visitation.
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Spousal Support
How to get it, and the factors involved. May request it if divorcing, or if married but living apart.
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Strengthening Families with Children
Booklet for help with family law issues, housing, public benefits, social services, unemployment, workers compensation, and wills.
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Termination of Parental Rights
How and when a parent may lose rights to a child, usually based on abuse or neglect.
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Food Stamps |
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Food Stamps
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Health |
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Advance Medical Directives
Living Wills; Health Care Declarations; Medical Power of Attorney.
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Medicaid
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Medicaid Spend-Down
You may be eligible for Medicaid coverage even if you are over their income limits.
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MEDICARE AND MEDICAID RIGHTS IN VIRGINIA
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Housing |
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Can Landlord Bar Guest?
Under certain circumstances, a landlord may be able to bar a guest from coming to the property you're renting. Here are the basic rules.
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Evictions (including Lockouts and Utility Shutoffs)
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Fair Housing
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Federally Subsidized Housing -- Tenant-based
Eligibility and tenants' rights where the federal government pays part or all of the rent through a voucher system. The voucher is connected to the tenant rather than to a specific rental unit.
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Federally Subsidized Housing -- Unit-based
Eligibility and tenants' rights in rental units for which the government pays all or part of the rent. (Sometimes called low-income housing.)
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Foreclosure
When foreclosure may happen, and how to prevent and defend against it.
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Home Ownership
Some of the legal rights and responsibilities of home ownership.
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Information on Evictions and Utility Shutoffs
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Repair and Maintenance of Rental Property
Landlord's obligations to keep up rental property. Tenant's rights and remedies if landlord does not.
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Security Deposits
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Your Rights as a Tenant
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Social Security |
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Preparing for your Disability Hearing
How to get ready for a hearing before an Administrative Law Judge after you've appealed a denial of benefits.
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Representative Payee -- SSA
When someone gets Social Security or SSI payments but is unable to properly manage their financial affairs, someone else, called a representative payee, may be designated to receive and take care of those funds for the beneficiary. Here are the rules and considerations.
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Social Security Benefits
Overview of disability, retirement, survivors', and dependents' benefits. Includes application and appeals instructions.
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Social Security Disability -- Working While Disabled
Can you get Social Security Disability or SSI if you work while you're disabled?
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Supplemental Security Income
Disability benefits from Social Security Administration, based on need. Includes information on application and appeals.
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Supplemental Security Income (SSI)
Assistance from the Social Security Administration for low-income individuals who are aged, blind, or disabled.
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Tax |
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Tax Relief for Elderly and Disabled
Explains how to get reductions or deferrals on real estate and income taxes.
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Temporary Assistance for Needy Families (TANF) |
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General Relief
State/local public assistance for those who might not qualify for other benefits.
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